Vayga exists because we saw too many brokers doing very little to actually help. Businesses were handed quotes, buried in paperwork, and left alone to deal with the real problems driving their risk.
We started Vayga to be different.
To help companies, not just place policies. We understand the industries we serve, especially transportation, and we bring both empathy and expertise to every engagement. By combining hands-on guidance with smart technology, we help businesses fix issues before they become claims, building stronger, more sustainable insurance programs.
We spot risks before they become problems. Our team works ahead of the curve so your business can operate safely, efficiently, and confidently.
We don’t just collect forms or push policies. We dig in, understand your business, and create strategies that actually improve your insurance outcomes.
You get more than advice, you get experience. We combine industry know-how, technology, and creative problem-solving to tackle even the most complex risk challenges.
20 years of better outcomes
Joel Black is a seasoned insurance executive with over 20 years of experience in commercial insurance, risk management, and alternative risk financing. He helps businesses in transportation, logistics, and specialty commercial sectors solve complex risk challenges through strategic program design and innovative insurance solutions.
Joel is genuinely interested in the field of insurance and views it not merely as a product, but as a powerful mechanism for improving operational performance, safety, and long-term financial outcomes. He delivers sophisticated, custom-built insurance solutions that reflect each client’s true risk profile, moving beyond generic market offerings.
Joel’s expertise includes RRGs, group captives, single-parent captives, and bespoke commercial programs. His work emphasizes data analytics, safety strategies, underwriting discipline, and financial modeling to provide clients with control and stability.
His mission is to elevate industry standards through smarter program design, stronger safety integration, and technology-enabled risk management tools, helping companies reduce losses and enhance resilience.
